Rates

SHARE ACCOUNTS .01% *APY (*annual percentage yield)
XMAS CLUB .01% *APY

TERM CERTIFICATES (CD’S) CALL OFFICE FOR MOST UP TO DATE RATES

Auto Loan Rates for New & Used Cars and Trucks

APR* As low As:

· Up to 24 months 4.99%
· 25 to 36 months 5.49%
· 37 to 48 months 5.79%
· 49 to 60 months 5.99%
· 72 to 72 months 6.49%
*Annual Percentage Rate. The advertised rate is “as low as” and is determined by the creditworthiness of each applicant. Rates are subject to change without notice. Rates are for new ONE Credit Union loans; current ONE Credit Union loans and current South Towns CFCU loans are not eligible for rate refinancing. At 4.99% APR with a 24-month term, you will make 24 monthly payments of $44.00 per $1,000 of the loan.

PERSONAL LOANS (UNSECURED)

FULLY SECURED LOANS (FREEZE MONIES IN YOUR ACCOUNT)
3 POINTS ABOVE SECURITY RATE

HOME IMPROVEMENT LOANS

5K TO 10K—7.00%— UP TO 120 MONTHS member pays closing cost

HOME EQUITY LOANS

25K TO 80K
UNDER 30K PRIME RATE PLUS ONE
OVER 30K STRAIGHT PRIME FOR LIFE OF LOAN

NEW & USED RECREATIONAL VEHICLES

APR* As Low As:
• Up to 24 months 5.50%
• 25 to 36 months 6.00%
• 37 to 48 months 6.25%
• 49 to 60 months 6.75%
• 61 to 120 months 7.75%
• 121 to 180 months 8.25%

Loan rates subject to change and based on credit report score