Types of Accounts

SHARE ACCOUNTS:

A minimum balance of $5.00 must be maintained in regular shares to keep your account open and active.

Interest earned with a balance of $100.00 or greater.
fees may reduce earnings
must maintain $100.00 min balance to avoid a $5.00 monthly maintenance fee

Deposits can be made by :

Payroll deduction
Mail
Direct Deposit
At the credit union office

Withdrawals:

Telephone (we will mail the check that day)
VRU (voice response unit) a check will be mailed
In person at the Credit Union.
NOTICE: Dividends are based on the credit union’s earnings at the end of a dividend period and can not be guaranteed.

MEMBERS TRANSACTING BUSINESS BY MAIL:

It is necessary for members who transact business by mail to enclose a note to us indicating EXACTLY what is to be done with their check. Whether it is to be deposited to their savings or applied to a loan or deposited to their checking account. INDICATE THE ACCOUNT NUMBER(S) This is necessary to ensure complete accuracy of your transaction. Your cooperation will be greatly appreciated.

CHECKING/ SHARE DRAFT ACCOUNTS:

There is no minimum balance required on your checking account. You need only be an approved active member to take advantage of our Share Draft Checking services. Each share draft issued gives you a carbonless duplicate. There is no chance of forgetting to record a transaction-plus you eliminate the possibility of making an incorrect entry. Your original share drafts are not returned, so you have only to match the carbonless duplicate with its corresponding number and amount when you receive your monthly statement. Upon request, a copy of a share draft will be provided for a small fee.

TERM SHARE ACCOUNTS

We offer term share accounts (cd’s) at a higher interest rate than our regular share accounts. We offer 6 month, 12 month, and 24 month terms.

Open a term share account for as little as $1,000.00. Call the office for our rates.

CHILDREN’S ACCOUNTS

Open a children’s account for only $5.00. Interest earned on minimum balance.

BUSINESS ACCOUNTS

Open your business savings or checking accounts with us.