MAY ONLY LOAN SPECIAL - UP TO $7,500 @ 5% AND SKIP YOUR FIRST @ MONTHS!

3040 South Park Avenue | Lackawanna, NY 14218  ::  716 827-7788


CLOSED MONDAY MAY 25TH (FOR MEMORIAL DAY) AND WE WILL BE OPEN TUESDAY MAY 26TH.

Due to COVID-19 the Annual Meeting for April 17,2020 has been cancelled and will be rescheduled for Member Appreciation Day. Prizes will be given away on that date. Sorry for any inconvenience!We continue to monitor the COVID-19 matter.

WE HAVE DETERMINED IT IS IN THE BEST INTEREST OF MEMBERS AND EMPLOYEES TO DISCONTINUE IN-PERSON TRANSACTIONS BEGINNING TUESDAY MARCH 17TH. THE DRIVE THRU WILL REMAIN OPEN.

Your credit Union will only be open Monday, Wednesday, Friday 9-4:30 through April 2020. ACH and Electronic services will remain open 5 days a week. You will still have access to VRU by calling 716-827-7788, Home Banking, and Mobile Banking.

Of course, you can also use your debit and credit cards to access your available funds, pay for goods and services, or to access cash at an ATM. If you don’t have a Debit card contact the Credit Union.
We stand ready to assist our membership as it faces the many challenges presented by this global pandemic. We will continue to monitor this situation, and will evaluate the need to maintain this status on a daily basis. We hope to return to normal as soon as it is deemed safe to do so, for the benefit of our members and employees.

In the event of closing tune into WGRZ
Thank you for your patience. We are in this together!

HOME BANKING

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South Towns Community Federal Credit Union was formed in 1967 by employees of the South Buffalo Railway employees.

They wanted an alternative to commercial financial institutions and to provide low interest loans and safe savings vehicles for their fellow employees. As a member-owned cooperative financial institution, the credit union now has over 4000 members, assests exceeding 10m and has grown to serve many employees of various companies.

As another financial institution, we may appear similar to a bank, but there are several differences that make us unique. STCFCU is a not-for-profit cooperative where people who have accounts are members, not customers. As a member, you own a share of the financial institution, and have one vote, regardless of the size of your account. Our members elect a volunteer board of directors who establish policies and oversee the operations of the credit union. Profits earned by the credit union are returned directly to you and your fellow members in the form of high dividend rates, low loan rates, and reduced fees for services.

TODAYS RATES

SHARE ACCOUNTS
.05% APY

CHILDREN ACCTS
.05% APY

BUSINESS ACCTS
.05% APY

XMAS CLUB
.05% APY