Welcome to South Towns FCU

3040 South Park Avenue | Lackawanna, NY 14218  ::  716 827-7788


DUE TO INCLEMENT WEATHER AND INCOMING WINTER STORM WARNING THE CREDIT UNION WILL BE CLOSING @ NOON TODAY THURSDAY FEBRUARY 3RD. STAY TUNED TO OUR WEBSITE FOR ANY UPDATES. ALL ACH AND SHARE DRAFTS WILL STILL BE POSTED TO YOUR ACCOUNT.


DUE TO THE EVER-CHANGING TIMES WITH COVID-19 THE CREDIT UNION MAY NEED TO CLOSE OR CLOSE EARLY. TO BE SURE THAT WE ARE OPEN YOU ARE ALWAYS WELCOME TO CALL AHEAD OF TIME TO CONFIRM.

FEBRUARY ONLY VISA BALANCE TRANSFER @5% FOR THE LIFE OF THE BALANCE
**NO TRANSFER FEE**

HOME BANKING

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South Towns Community Federal Credit Union was formed in 1967 by employees of the South Buffalo Railway employees.

They wanted an alternative to commercial financial institutions and to provide low interest loans and safe savings vehicles for their fellow employees. As a member-owned cooperative financial institution, the credit union now has over 4000 members, assests exceeding 10m and has grown to serve many employees of various companies.

As another financial institution, we may appear similar to a bank, but there are several differences that make us unique. STCFCU is a not-for-profit cooperative where people who have accounts are members, not customers. As a member, you own a share of the financial institution, and have one vote, regardless of the size of your account. Our members elect a volunteer board of directors who establish policies and oversee the operations of the credit union. Profits earned by the credit union are returned directly to you and your fellow members in the form of high dividend rates, low loan rates, and reduced fees for services.

TODAYS RATES

SHARE ACCOUNTS
.01% APY

CHILDREN ACCTS
.01% APY

BUSINESS ACCTS
.01% APY

XMAS CLUB
.01% APY