MEMBER APPRECIATION DAY, Friday June 26th. **3 DAY ONLY LOAN SPECIALS** Personal Loans as low as 4.99% Up to $7,500, Auto Loans as low as 1.49%

3040 South Park Avenue | Lackawanna, NY 14218  ::  716 827-7788

NEW HOURS (beginning Monday June 8th) Monday, Tuesday, Wednesday and Friday 9-4 and Thursday 9-5

The lobby will be open again Monday June 8th- Members will be required to wear a mask when entering the credit union and we will be limiting the number of members allowed inside at once to allow for social distancing. If members don’t want to wear a mask, they will still have access to the drive thru. We do still encourage members to continue to use the drive thru.

Due to COVID-19 Member Appreciation Day Friday June 26th unfortunately we will not be able to serve Hot Dogs. Starting at 11 we will have a short meeting and then will offer refreshments and will be doing the basket and raffle prize giveaways.

Thank you for your patience through all of this. We are in this together!!



South Towns Community Federal Credit Union was formed in 1967 by employees of the South Buffalo Railway employees.

They wanted an alternative to commercial financial institutions and to provide low interest loans and safe savings vehicles for their fellow employees. As a member-owned cooperative financial institution, the credit union now has over 4000 members, assests exceeding 10m and has grown to serve many employees of various companies.

As another financial institution, we may appear similar to a bank, but there are several differences that make us unique. STCFCU is a not-for-profit cooperative where people who have accounts are members, not customers. As a member, you own a share of the financial institution, and have one vote, regardless of the size of your account. Our members elect a volunteer board of directors who establish policies and oversee the operations of the credit union. Profits earned by the credit union are returned directly to you and your fellow members in the form of high dividend rates, low loan rates, and reduced fees for services.


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